Insights, Tips, and Updates from McShea Insurance

Protect your Cape & Islands home from frozen pipes this winter with simple prevention tips, smart leak tools, a free checklist PDF, and a no-cost policy review.

Your business is worth more than its assets! Discover why an undervalued business income insurance policy leaves you financially exposed—and how to align your coverage with your true value (including reputation & future growth) to survive a shutdown. Take our quiz now!

Coastal homeowners in MA face rising premiums but is your coverage keeping up? Learn what to check in your home insurance policy and how to protect your property on Cape Cod, Nantucket, and Martha’s Vineyard.

Learn how ignoring safety warnings can put your business at risk. From restaurants to construction, see how the right insurance keeps you protected.

Why did your home insurance get canceled after inspection? Learn common reasons for failure—and how to pass with confidence on Cape Cod and beyond.

Learn what flood insurance really covers (and doesn’t) for Cape Cod, Nantucket, and Martha’s Vineyard homeowners. Don’t risk costly gaps—get expert guidance from McShea Insurance.

Learn 6 coastal home insurance red flags Cape Cod, Nantucket, and Martha’s Vineyard homeowners should watch for. Get expert help from McShea Insurance.

by McShea Insurance | Experts in Coastal & High-Risk Property Insurance

Flooding Can Happen Anywhere: What Every Property Owner Needs to Know When most people think of flooding, they picture rivers overflowing or hurricanes hitting coastal towns. But the reality is that flooding can happen anywhere—even in areas not officially labeled as high-risk flood zones. At McShea Insurance Agency , we want to help you understand that flood risk isn’t limited to those living near water. In fact, 20% to 40% of all flood losses occur in areas classified as low or moderate risk. A sudden downpour or a blocked storm drain can lead to significant water damage. You don’t need a named storm or hurricane for flooding to occur. Just one heavy rainstorm can overwhelm local drainage and leave your property flooded.

Spring cleaning isn’t just about organizing closets and scrubbing floors. It’s also a crucial time to maintain your home and prevent costly insurance claims . As home insurance claims increase due to severe weather, fire hazards, and water damage , insurers are paying closer attention to proactive maintenance habits . In the future, some companies may even require certain upkeep before offering coverage. At McShea Insurance , we help homeowners protect one of the most valuable things in their life—their home . Taking action now can prevent unexpected damage, lower insurance risks, and ensure you remain eligible for the best coverage available. Here are nine essential steps to include in your spring maintenance routine.

Placing your home in a trust, LLC, or estate offers many benefits. It can protect your assets, simplify estate planning, and provide privacy. However, transferring ownership also impacts your homeowner’s insurance policy. To ensure proper coverage, you must notify your insurance agent immediately.

The holiday season is a time of joy and celebration, but it’s also a time to prioritize safety. With increased travel, decorating, and festivities, risks can arise if you’re not prepared. Taking a few proactive steps can help protect your home, business, and loved ones.

When disaster strikes, filing an insurance claim is often the first step toward getting back on track. Understanding the dos and don’ts of the claims process is essential to ensure that your claim is processed quickly and fairly. Mistakes made during the filing process lead to delays, denials, or even a reduced payouts.

Did you know October is National Cyber Risk Awareness Month? In today’s digital age, cyberattacks are a growing threat to households and businesses of any size, with potentially devastating consequences. Cybercriminals are more sophisticated than ever before and the need for people and organizations to proactively protect themselves has never been more critical.